Retired Bears
Retired Bears
Once upon a time there was a seventy-something widow named Gladys B., affectionately called Goldie by her mah jong pals thanks to the uncompromising shade she continued to have Monte dye her hair every fourth Tuesday of every month.
Gladys, or Goldie, as she much preferred to be called, lived in a well-kept condo in Ridge, Long Island, New York. Her husband Abe had passed in 2006, leaving a modest life-insurance policy that paid for his well-attended funeral, covered all of the credit card bills, and even the year’s property taxes with enough left over to bank a couple of thousand.
Her friends encouraged her to keep up her active lifestyle, so she went on the bus trip to the Poconos sponsored by the Senior Center, continued to attend Jazzercize at the Rec Center, and by 2008 Goldie was back to her credit cards for clothes, gifts, and eventually even food, because although taxes, maintenance charges, and insurance stayed the same, without Abe’s Social Security and pension payments, Goldie’s income was about half what it had been before he died.
Luckily for Goldie, she read about Reverse Mortgages in the newspaper, and when she got a letter in the mail from a lender promising to Make her Life Easier by Easing her Financial Burden, she called the 800 number. Mr. Baere at 800, however, had an office in Florida. He gave her the number of a Reverse Mortgage Counselor in Wisconsin. Goldie did not feel particularly comfortable with a lender she would never meet face to face, but fortune was in her favor.
Because next day in the mail came another letter! Lots of print on the outside of the envelope, including the words, US Government! And Urgent! Inside, they knew her name, her age, even Abe’s age! This must be legit! In red letters at the top of the letter inside were the words “President Obama’s Stimulus Package” and “Your Reply Requires Before April 31, 2010 Or This Offer Will Expire!” Call John X. Bear at 212-555-1212. Uh-oh. A New York City number. Goldie’s call was returned from a number that showed up on her caller ID as being from Grizzly, Texas. She didn’t pick up.
The Bare Facts:
1. MISLEADING ADVERTISING is rampant in the senior marketplace.
2. READ the fine print: that letter from the US Government disclosed inside NO association with our government.
3. Check EVERY lender with the Better Business Bureau and the local Chamber of Commerce.
4. Ask for a PERSONAL REFERRAL – is there a former client you can speak with? Maybe one of your mah jong pals had done a Reverse Mortgage?
Goldie finally found a lender that was JUST RIGHT…… She checked the internet, the Chamber of Commerce, and called a very pleasant woman who had also written several articles on the subject of Reverse Mortgages. This loan officer was able to give her the phone numbers of three women in similar situations who had done Reverse Mortgages and who she could talk to about the whole process.
They sat down to breakfast one morning and discussed Goldie’s needs, her budget, her debts and her doubts and expectations as well. Goldie felt like she’d found a friend at last! In about a month and a half, she sat down at her own kitchen table for the Reverse Mortgage closing and after the 3-day rescission period, everyone lived happily ever after.
I still talk to Goldie – she invited me to mah jong, and I took her and Sylvie out to lunch, because Sylvie is having some money problems now that Howie’s gone
About the author:
Patricia Whitlock is a Reverse Mortgage Specialist with Choice Home Mortgage Services in Patchogue, Long Island, NY. Responsible for training new loan officers in Choice’s New York and Massachusetts offices. Patricia is dedicated to providing exceptional service to her clients.
Among recent accomplishments, she has succeeded in negotiating substantial settlements for her reverse mortgage borrowers as well as applying for and receiving approvals on Trusts and subordinations of grants and mortgage loans. Patricia was quoted in 2009 as an expert source in Newsday’s “Gray Matters” column by Saul Friedman.
An active member of the Senior Umbrella Network of Suffolk, Patricia serves on the Board of Directors of the Patchogue Chamber of Commerce, the Bellport Chamber, Retired and Senior Volunteer Programs (RSVP) of Suffolk and the Friends of Fire Island National Seashore. Patricia is also fluent in Greek.
Visit http://www.ReverseMortgageChoices.com for more information or email Patricia at pwhitlock@choicehomemortgage.com. You can follow Patricia’s blog at http://www.PatriciaWhitlock.wordpress.com
Build a Bear retired clothing…?
I am trying to look for the retired outfits for Build a Bear such as the old collection of Disney outfits. I am trying to look for the old/retired Tinkerbell and Mulan (example) If you find any site that has the old/retired clothes, please tell me. thank you 
I actually wa slooking on amazon and ebay for my little cousin the other day to get her stuff for christmas and there was tinker bell and mickey and minnie mouse outfits for a decent price… Take a look! they shouldh have more!
Willie Gault – Chicago Bears / Oakland Raiders
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Plush Toy-1997 TY WHITE CHRISTMAS BEAR-Retired $2.99 |
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TY 1997 TEDDY HOLIDAY BEAR BEANIE BABY RETIRED MINT $7.95 |
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TY ATTIC TREASURES BEAR SM GROVER HTF RETIRED PLUSH NEW $10.00 |
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Ty Beanie Babies “Sequoia” the Bear MWTs Retired $1.99 |
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Retired Ty Attic Treasures Fern Bear Give Peas a Chance Green Stuffed Beanie $3.99 |
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Retired ty beanie baby bear Ronnie ,February 6, 2003 $19.99 |
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Retired Ty Pluffies Pookie the Koala Toy Orange Sooooo Soft Stuffed Bear Beanie $9.99 |
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1993 Retired TY Attic Treasure Bear w/ Jumper CARLTON $12.00 |
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TY Beanie Babie~Quivers the Ghostly Bear~Retired $8.24 |
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ORiGiNAL BEANiE BABiES RETiRED BEAR LOT~Princess Kicks Hope Erin Ty2K Fuzz Peace $24.99 |
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TY Beanie Baby ~ MEL ~ KOALA BEAR ~ RETIRED ~ MINT $5.99 |
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Ty Beanie Babies~Bloom the bear ~april 29 – 2003~Retired $8.24 |
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Ty Beanie Babies~Cinders the black bear~4-30-00~Retired $8.24 |
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Retired Ty Beanie Baby-Teddy-Bear-DOB December 25, 1996 $3.74 |
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Retired Ty Beanie Baby-Blackie-Bear-DOB June 15, 1994 $3.74 |
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Wilton Disney’s Tigger Tiger Cat Cake Pan (2105-3001, 1997) Retired The contouring of the pan outlines the form and provides a generous backing to hold the cake. Crafted of quality aluminum, this bakeware heats evenly and keeps interiors moist while allowing surfaces to gently brown. Lightweight yet durable, it also retains its shape and transfers detailing clearly to the food surface. When the party is over, the pan cleans easily so there’s less time spent in the… |
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Wilton Care Bears Cake Pan $14.49 One-mix aluminum cake pan. Great for making cakes and other treats…. |
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Wilton Barney Purple Dinosaur Full-body Waving Cake Pan Disney (2105-6713, 1993) Retired The contouring of the pan outlines the form and provides a generous backing to hold the cake. Crafted of quality aluminum, this bakeware heats evenly and keeps interiors moist while allowing surfaces to gently brown. Lightweight yet durable, it also retains its shape and transfers detailing clearly to the food surface. When the party is over, the pan cleans easily so there’s less time spent in the… |
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Applying Pressure from the Bear 46 Defense Applying Pressure from the Bear 46 Defense provides an in-depth analysis of three specific pressure schemes based out of the bear 46 defense. The DVD details the alignments, techniques, and fundamentals necessary to execute these pressure schemes against various offensive formations and provides the complementary pass coverage scheme to go with the pressure employed. Among the topics covered: revi… |
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Nuby Precious Moments Printed Comb and Brush, Colors May Vary $8.99 Cute as can be, this brush and comb set is designed to be soft and gentle for baby…. |
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Retired Polar Bear Card … |
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Crunch the Shark Beanie Baby (Retired) $0.39 Another adorable soft Beanie Baby from Ty. Great gift item or to start your own Ty collection…. |
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Calico Critters Cottontail Rabbit Family $14.93 Meet all the charming little creatures from Cloverleaf Corners. Enjoy getting to know these mini companions — they’re all so different and they all have their own special ways. Each cute creature is poseable, playful, loveable, dressable and completely collectible. The Cottontail Rabbit Family is down-to-earth and hardworking. They take great pride in family values, and admire the skilled work of… |
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Mooch the Spider Monkey Beanie Baby (Retired) $1.85 Ty Beanie Babies Mooch the Spider Monkey (Retired)… |
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Olive Kitteridge $2.37 Book Description Publication Date: September 30, 2008 At times stern, at other times patient, at times perceptive, at other times in sad denial, Olive Kitteridge, a retired schoolteacher, deplores the changes in her little town of Crosby, Maine, and in the world at large, but she doesn’t always recognize the changes in those around her: a lounge musician haunted by a past romance; a former student… |
Tags: bears, build a bear retired bears, gault, geocaches, gund retired bears, moose, retired bears, retired bears jerseys, retired bears numbers, tobuy
This entry was posted on Sunday, October 11th, 2009 at 3:37 am and is filed under Toys and Hobbies. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.